*It is our pleasure to publish the following guest post from Sandra Parsons - freelance writer, behavioral finance expert, and blogger. Check out her bio at the end of this post.* If you’re anything like me, you’re obsessed with credit card rewards. By credit card rewards, I mean those points or cash back you earn every time you make a purchase with your card. If you’re not obsessed, or worse yet, you’re not even collecting, you should be. . . .

Earn It Save It is always looking to provide tips, tricks, hints and on occasion, step-by-step instructions on how to improve the lifestyles of its readers in a fiscally fun and frugal way. With that in mind, we reached out to our peers in the personal finance realm to discuss one topic in particular – budgeting. Seriously, what better topic for personal finance experts to discuss than the best budgeting tools and apps? So, we asked 75+ personal . . .

Did you know that Coinstar lets you use their change machine to turn your coins into cash without charging their normal 11.9% processing fee? Yes, it’s true. You can take your unsorted coins to a Coinstar machine, deposit them in the coin tray and receive their full face value amount in return. Read on to see if Coinstar’s No-fee Option will work for you. Zero fees are crucial if you’re counting pennies (literally) and aren’t particularly . . .

Have a hard time saving money each month? We have 10 Practical Save Money Tips For People Who Have A Hard Time Saving that may make it easier to save money even if your bank account is currently in the red. The first thing to understand is that the best way to save money is to set it on autopilot whenever and wherever you can. This means streamlining your life and cutting out things that you’re not using. This does NOT mean giving away your . . .